Anyway, unfortunately, this still hasn't answered my question so I guess I have to move on.(By the way, on the policy, the only clause I see that applies is:
Recovery of Overpayment
We have the right to recover any amount that We determine to be an overpayment. This includes
any prior or current overpayment from any past, current or new payable claim under the Policy. An
overpayment occurs if We determine that:
• The total amount paid by Us
on Your claim is more than the total amount then due to
You under the Policy; or
• Payment made by Us should have been made under another plan.
If such overpayment occurs, You have an obligation to reimburse Us in full within 60 days of
Our Written notice to You.
If We do not receive reimbursement
in full within 60 days, We may, at Our sole discretion, use any
available legal means to collect the overpayment, including but not limited to one or both of the
• Taking legal action;
• Stopping or reducing any future payments under the Policy, including the Minimum
Weekly Benefit or any Additional Benefit or Additional Provision benefits, which
might otherwise be payable to You or any other Claimant or payee.
You must immediately disclose to Us the amount of any retroactive payment You may
LTD Certificate Page !35 Greater Georgia Life Insurance Company
receive from any of the Deductible
Sources of Income. We have the right to obtain any information
We may require relating to Your eligibility, application or receipt of Deductible Sources of Income.
You must provide Us with Your Signed authorization to obtain such information upon Our request.