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You will automatically apply for the subsidy when you apply for a new plan.
You will do this by going to www.healthcare.gov
Hello, thanks for responding.
When you go to sign up for a plan, then they will calculate everything for you.
The health insurance company will get the subsidy based on your income directly
Will it be based on projected income for 2014 or 2013?
It will be based off your 2013 income
I spoke with a broker who I found online today, and he mentioned a plan which was Empire BC BS Platinum and sounded pretty good. Would I be able to select this plan from the site when I apply or would I need to go through a broker?
You'll need to apply through the healthcare.gov website
Yes, they were going to guide me through the process. Is there an advantage to going through broker or going directly to the site?
With the broker you just have someone who knows more about how it works is all
but it's not required.
Any downside to either?
No, I don't see a downside - it's just a matter of preference