If I know that:
1) My 19 month old with TEFRA will be watched 16 hours/week @ $15/hr by a private duty nurse ($12,480) because of her feeding tube and chromosomal microdeletion. She will not be accepted at any daycare and isn't "Sick" enough to qualify for any care services that would allow my wife to go to work.
2) My wife works those 16 hours/week to maintain benefits and our household income is >$100k.
3) We do have a W-10 filled out by the nurse that watches our daughter.
4) We will have other medical expenses to claim, ranging from surgeries, mileage, copays and deductible payments.
A) Put $5000 into the DCRA and then the remaining $7,480 in care costs can go against our itemized medical expenses?
B) Just put all $12,480 against medical expenses?
C) Put $3,000 against CD&C and the remaining $9,480 against our itemized medical expenses.