Hello and thanks for trusting me to help you today. I am a tax adviser with over 15 years of experience.Just because you are looking to purchase the plan in a less expensive way does not mean it it is not still a business expense. To be deductible, a business expense must be both ordinary and necessary. An ordinary expense is one that is common and accepted in your trade or business. A necessary expense is one that is helpful and appropriate for your trade or business. An expense does not have to be indispensable to be considered necessary.As long as the expense is for your business and meets the requirements (ordinary and necessary) then you woudl be allowed the deduction.