Thanks for asking your question! I'm sorry to hear about your tax issue and I'm going to try my best to help you understand or resolve it.
How are you today?
There is no need to file any paperwork to set up this account - you do not need a legal entity
You will not submit any forms to the IRS, these are all gifts and as such are not taxable
No tax will be paid on the income received, as they are gifts
However, the gifts are not deductible to the donor because you are not a charity
Great. that answers my questions.
I'm glad. If you would, please rate my response as "excellent" as this will give me credit for assisting you today
sure. no problem.