Hi and welcome to Just Answer!Payments made by the employer for medical insurance is not included into taxable income.That is also correct for former employees.So far - regardless how your employer determined the amount paid for your medical insurance - with f unused sick leave or from any other funds - that is NOT your taxable income and should not be reported to the IRS.
I know the employer contribution is not considered taxable income, but this seemed different in that my former employer NYS was giving me money in the form of a credit to pay my share. If I understand you correctly, you say this makes no difference.
Based on your information - your former employer does NOT give you the money, but directly applies credits to pay your share.If your employer provides a payment to you - that would be your taxable income.However if you are due wages and such wages are used to pay health insurance premiums - that is done on pre-tax basis - and not reported as taxable income.
Ok. thank you.