If that is YOUR forgiven debt - only you will prepare
the insolvency worksheets and form
982 - even if you choose to file a joint tax return
- thus only YOUR debts and your assets
If that was not your spouse's debt - that is not his income
- and he doesn't need to prepare the insolvency worksheet and form 982.
You do not need to send insolvency worksheet to the IRS and do not need to proof anything unless specifically asked.Filing
form 982 doesn't not necessary triggers the audit
. However - there is no guarantee that you will or will not be audited because the IRS is based such decision on many circumstances including just random selection for the audit.
If audited - you might be asked to proof all amounts you provide on the tax return
- including those on form 982. You might ask to send insolvency worksheets and or other documentation.
If needed - you may use any type of documents including your credit report.
Let me know if you need any help.