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Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification
If the property was a rental home and not a primary home, their would be a 1099c for the canceled debt, and you would be liable.
If you did not sign the mortgage, '
only your husbands Estate would be liable,
however, since CA is a community property State, regardless of you signing the mortgage,
it is possible for the lender to sue you for the debt,
and issue you a 1099c, if you are given a 1099c cancellation of debt, you would be liable
Only because CA is a community property State.
Idaho is not a community property State, so if that is your residence, your spouses debt would not be yours,
In terms of Federal taxes, you would only have to pay it if you owed the debt,
if you were not on the mortgage, you would not have the liability, unless community property rules, and a 1099c is issued in your name,
Regarding the Federal tax part, because Calif. is a community property state I will be liable for the Federal tax? I did receive a 1099c that said something like Linda Halberg Estate of Rick Halberg.
We have no estate except that I am receiving my husband's pension from the State of Calif. The house we bought here is underwater and I only own two cars that are worth $1000 each. Does the pension make me liable?
One more question, if my tax man wants to contact you would he be able to and how would he do it? Thank you.
Thank you for your service. I was going to rate to finish a second time but a notice came up telling me if I did, I would pay again. Again thank you for your help. Linda