I have a complicated situation, & desperately need help. I'll make it short & let you ask me for anything else you need to know.
I am a 51 yr. old female, unemployed, partially disabled but not on disability, nor will be applying. My husband passed last March after 12 years of battling cancer & many, many other health issues. He was a Federal employee, US Postal Service for 32 yrs. He left his job in 2001 due to injuries from his job, & was on Federal Workers Compensation (OWCP), Dept. Of Labor. We have one daughter in her 3rd year of college, & today, March 1, us the deadline for filing the FAFSA financial aid form. I don't know how to answer some questions due to all the changes because of my husband's death. We didn't have to file a tax
return during these years because his compensation was tax-free. On the FAFSA we used his information, and my daughter has had scholarships & grants that covered the majority of her tuition. Last August, she received an anonymous scholarship in the amount of $15,000/yr, which is exactly the difference between her annual tuition & the amount of her financial aid pkg. Now her entire tuition is covered for 2013-2014.
I have to use my information now on the FAFSA, but am unemployed. However, now there are life insurance funds & Survivor's benefits that my daughter & I receive monthly from the Office of Personnel Mgmt. I have a booklet that explains the benefits & tax info, but its not clear to me. I've been through so much chronic stress taking care of my husband, along with 40 hospitalizations myself during these past 12 years, & am mentally drained from grief. I can't afford to make a mistake, & the FAFSA is asking for asset info. If I answer this, I will have to pay a portion of her tuition, which will take away from my income that I can't afford to lose. I am trying to recover from so much trauma plus now have new health problems. Can anyone help me?