Hello and thank you for using Just Answer,
I sounds as if your question is more about paying tax on the social security and not if you must return any payments.
First you must see if your SS will be taxable.
To find out whether any of your benefits may be taxable, compare the base amount for your filing status with the total of:
- One-half of your benefits.
- All of your other income, including tax-exempt interest.
The base amount for your filing status is shown next:
- $25,000 if you are single, head of household, qualifying widow(er) or married filing separately living apart from your spouse at any time during the tax year.
- $32,000 if you are married filing jointly.
- $-0- if you are married filing separately and live with your spouse at any time during the tax year.
The taxable amount of the benefits can be figured on a worksheet in the Form 1040 Instructions or Form 1040A Instructions, or in Publication 915, Social Security and Equivalent Railroad Retirement Benefits.
Once you calculate if any is taxable then you can make estimated tax payments or have your employer withhold more.
If you receive salaries and wages, you can avoid having to pay estimated tax by asking your employer to withhold more tax from your earnings. To do this, file a new Form W-4 (PDF) with your employer. There is a special line on Form W-4 for you to enter the additional amount you want your employer to withhold.
If you would rather make estimated payments then use Form 1040-ES, Estimated Tax for Individuals (PDF), to figure and pay your estimated tax.
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