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Personal tax question: Are inherited commodities subject

 

Customer Question

Personal Tax question:

Are inherited commodities subject to any type of tax at the time of sale if their value does not exceed the date of death value?

Submitted: 305 days and 7 hours ago.
Category: Tax
Value: $30
Status: CLOSED

Accepted Answer

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Expert:  gregmey replied 305 days and 7 hours ago.


gregmey :

Hi, my name is XXXX XXX I'm happy to help you with your question today.

gregmey :

What type of commodities are you referring too?

gregmey :

Are they traded over an exchange like a commodity mutual fund or ETF?

gregmey :

An inherited commodity mutual fund or ETF would not be subject to any Income Tax if it is sold for a price less than the value as of the date of death. The inherited commodity fund would receive a step up in basis upon the death decedent thus eliminating any built in gain. The only potential tax would be if the commodity appreciated after the inheritor received the property.

gregmey :

Please let me know if you have any further questions or need additional clarification.

Customer :

The problem is this:

Customer :

As the executor of my father's estate in Iowa, I manage a grain commodity account worth in excess of 1.2 million. I also pay about 6 percent in grain storage fees anually. The grain price is at a near record high due to drought and may rise to 20 - 30 percent above the DOD value. Would I pay more in taxes if I liquidate these assets after the estate closes or before.

Expert TypeCPA
Category: Tax
Pos. Feedback: 100.0 %
Accepts: 68
Answered: 6/26/2012

Experience: Certified Public Accountant & Certified Financial Planner

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