How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Anne Your Own Question
Anne , Master Tax Preparer
Category: Tax
Satisfied Customers: 2326
Experience:  Enrolled Agent with 25 Years Experience specializing Individual and Small Businesses
Type Your Tax Question Here...
Anne is online now
A new question is answered every 9 seconds

I hve asthma and allergies to include sinus issues that has

Resolved Question:

I hve asthma and allergies to include sinus issues that has required me to have a sinus surgery and bronchitis infections with headaches all related to what was my primary residence. It has carpeting and the ground stays wet as the basement has moister the whole year round. I was advised by allergist not to live in a carpeted house and to make my residence as allergy free as possible and recommendations on how to do that followed.

I got married in 04 and my health went down hill as my primary residence was my wife's home prior to the marriage.

She did not want to make the necessary changes like rip all the existing carpeting out.

I therefore used my GI Bill and bought a house that I occupy as my primary residence and have made the necessary allergy control modifications starting with the removal of all carpeing and old wall papering.

I would like to know if any of the mortgage I paid last year to include improvements for health reasons considered a medical expense? If so, what expenses regarding this transition would be considered under the medical expense category?
Submitted: 4 years ago.
Category: Tax
Expert:  Lev replied 4 years ago.

Hi and welcome to Just Answer!
You may deduct your mortgage interest and real estate taxes for your primary residence - no need to consider these as medical expenses.


Capital expenses related to your home might be considered as medical expenses for tax purposes - if they do not increase the value of your home.

You can include in medical expenses amounts you pay for special equipment installed in a home, or for improvements, if their main purpose is medical care for you, your spouse, or your dependent. The cost of permanent improvements that increase the value of your property may be partly included as a medical expense. The cost of the improvement is reduced by the increase in the value of your property. The difference is a medical expense. If the value of your property is not increased by the improvement, the entire cost is included as a medical expense.


Additional costs for personal motives, such as for architectural or aesthetic reasons, are not medical expenses.

To proof your medical expenses for deduction purposes - you need to have written doctor's recommendations for your own records.

See for reference - IRS publication 502 -


Let me know if you need any help.


Customer: replied 4 years ago.
I asked about the purchase of the second house being used as my primary residence being a medical tax deduction in itself as we are still married but I live in another house that is more suitable for a person with allergies and asthma. We therefore are paying two mortgages as she lives in her origional house and I live in the second house. My direct question is what about the purchase. It is stated in the closing document that the main purpose for this purchase is due to health reasons. The removal of the carpeting was not for astetic purposes but for health reasons as I am allergic to dust mite that mainly live in carpeting especially and therefore it had to go. This entire purchase is about my health. I saw the web site you recommended and I will look at it. But what can you tell me, ? How would you interpet the regulation? You are the expert, right?
Expert:  Anne replied 4 years ago.

Thank you for using justanswer. If you're asking if you can deduct the entire purchase price of the home under medical, the answer is no. Even with your severe allergies, you could not get a doctor to state that you must purchase a separate home so that you can rip up all of the carpeting , put in a filtration system, etc since your wife doesn't want to make her existing home allergy free for you.

As stated above, you may write off the mortgage interest and the property taxes on your 2011 Form 1040 (Schedule A) Itemized Deductions.

You may however deduct the cost of having the carpet removed (I'm assuming you hired that to be done) plus the cost of any air filtration updates, etc as medical expenses, but keep in mind that these expenses must be greater than 7.5% of your AGI, which would also include your wife;s income, since I'm assuming you will file jointly

I hope this helps. .
Anne, Master Tax Preparer
Category: Tax
Satisfied Customers: 2326
Experience: Enrolled Agent with 25 Years Experience specializing Individual and Small Businesses
Anne and other Tax Specialists are ready to help you

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

  • I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response... T.G.W Matteson, IL
< Previous | Next >
  • I really was impressed with the prompt response. Your expert was not only a tax expert, but a people expert!!! Her genuine and caring attitude came across in her response... T.G.W Matteson, IL
  • I WON!!! I just wanted you to know that your original answer gave me the courage and confidence to go into yesterday's audit ready to fight. Bonnie Chesnee, SC
  • Great service. Answered my complex tax question in detail and provided a lot of additional useful information for my specific situation. John Minneapolis, MN
  • Excellent information, very quick reply. The experts really take the time to address your questions, it is well worth the fee, for the peace of mind they can provide you with. Orville Hesperia, California
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C. Freshfield, Liverpool, UK
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex Los Angeles, CA
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP Hesperia, CA

Meet The Experts:

  • Wallstreet Esq.

    Wallstreet Esq.

    Tax Attorney

    Satisfied Customers:

    10 years experience
< Last | Next >
  • Wallstreet Esq.'s Avatar

    Wallstreet Esq.

    Tax Attorney

    Satisfied Customers:

    10 years experience
  • Mark D's Avatar

    Mark D

    Enrolled Agent

    Satisfied Customers:

    MBA, EA, Specializing in Business and Individual Tax Returns and Issues
  • Richard's Avatar


    Tax Attorney

    Satisfied Customers:

    29 years of experience as a tax, real estate, and business attorney.
  • Robin D.'s Avatar

    Robin D.

    Senior Tax Advisor 4

    Satisfied Customers:

    15years with H & R Block. Divisional leader, Instructor
  • Megan C's Avatar

    Megan C

    Certified Public Accountant (CPA)

    Satisfied Customers:

    Licensed CPA, CFE, CMA, CGMA who teaches accounting courses at Master's Level
  • jgordosea's Avatar


    Enrolled Agent

    Satisfied Customers:

    I've prepared all types of taxes since 1987.
  • R. Klein, EA's Avatar

    R. Klein, EA

    Enrolled Agent

    Satisfied Customers:

    Over 20 Years experience