Re: State Tax Liens
I have a tax lien in the state of Ohio's records going back about 10 to 13 years ago. (The lien is not on any properties it is just in their records) this was the result of state income tax
issue. They claim I owe them approx $3500 and there is an additional lien stating about $3500. I do not know whether this is a mistake or the extra one is penalties and interest??
These are located on my credit bureau reports. My other issues on my credit reports are very good with a relatively high credit score. However, I would like to eliminate these liens from my credit report.
A few facts before I continue. The state of Ohio has never billed me or contacted me on these tax liens. However, it is probably because I lived overseas in the Caribbean for eight years. Furthermore, I finished my employment in the Craibbean where they furnished me with a home. I moved to Florida and purchased a home and eventually the state of Ohio may locate me and try to collect the monies due or place a lien on my home.
1. Will the state of Ohio Department of Revenue accept a settlement amount for the monies that are due on these liens? Can I negotiate? Will the state of Ohio agree to completely take it off my credit report if a settlement is reached, and I pay 100% of the settlement amount? (or are they not allowed to completely remove this lean information from credit bureau reports because of some type of statue, policy, or rules
. ) When I refer to completely remove I'm not discussing the state of Ohio simply stating the liens were paid but completely removing from the credit bureaus after I pay them the settlement amount. Only stating they were paid will not remove. They will be on for 7 more. In my research, I see the IRS will remove 100% of their tax liens if specific things are done and certain forms are submitted after they are paid o an installment agreement has been put together. However, I am not sure on state liens??
2. Do you recommend I get an attorney to do this or simply contact them anonymously and ask the questions in 1 above? If this works, and they state they can completely release the lien info from my credit report, and they will be able to negotiate should I contact a lawyer at that time to negotiate the documents so what the state says really happens and negotiates a settlement amount.
Thanks for your help.