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i need help filling out my w-4 and IT-2104 can anyone help

 
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  • Answered by:LEV
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i need help filling out my w-4 and IT-2104 can anyone help me? I live in New York State and I will be starting a new job next week. Our situation is like this....my wife has been working for two years and earns 90K per year. I will be earning 40K per year starting June 13 2011. I have rec'd New York State unemployment of $8,866 to date this year and do not withhold anything from unemployment. My wife will contribute $3,750 to her 401K this year. We do not own a house so we will be taking the standard deduction when we file for 2011. We have no dependents and are not dependents of anyone else. We only get the making work pay credit and the student loan interest credit (2500).



How should our W-4's and IT-2104 forms be filled out in order to now owe or have to pay NYS and the Feds? 

 

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State/Country relating to question: New York

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Submitted: 671 days and 22 hours ago.
Category: Tax
Value: $38
Status: CLOSED

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Expert:  LEV replied 671 days and 22 hours ago.


LEV :

Hi and welcome to Just Answer!
So far - your total estimated gross income will be
wages - $40 /12months * 6.5months=$21670
unemployment benefits - $8,866
your spouse's wages $90,000 - $3,750 (401K contribution) = $86250
minus student loan interest deduction $2500
Total - $114286
Assuming standard deduction - your estimated federal Income Tax liability is $15460.
Because both - you and your spouse are working - you better to use status on W4 form "Married, but withhold at higher Single rate" - http://www.irs.gov/pub/irs-pdf/fw4.pdf
If your spouse will use two allowances - her federal income tax withholding would be $15312
If you will use two allowances - your federal income tax withholding would be $1400
So you may expect ~$1200 refund when you file your tax return.

So I suggest you both you file W4 form using status "Married, but withhold at higher Single rate" with two allowances. The same filing should be for IT-2104 form.

Customer :

hi lev i am just reading your response

Customer :

so we both should claim two allowances on each of our w-4's? as well as on our IT-2104's

Customer :

the botXXX XXne is for each of our w-4's we both claim 2 allowances on our respective w-4. on our nys withholding we again both claim two allowances

Customer :

are you sure we can both claim two allowances on both of our w-4s as well as for IT-2104?

LEV :

That is correct - according to estimation above - you will due ~$1200 refund when you will file your joint tax return. I do not have NY calculator - but assume - there will be ~$300-$400 refund as well.

Customer :

but based on the above information we won't owe for NYS right?

LEV :

That is correct - you should not owe any taxes but will have a refund.

Customer :

for my wife to make these changes should we print out new whholding forms for fed and NYS and fill them out and submit them to hr or should we first contact hr to get forms from them to edit ?

LEV :

If your spouse filed differently and want to change withholding - she should submit new forms.

Customer :

ok thanks lev

LEV :

You may print forms if you want
http://www.irs.gov/pub/irs-pdf/fw4.pdf
http://www.tax.ny.gov/forms/withholding_cur_forms.htm

Customer :

ok thanks

LEV :

You are welcome.

Expert TypeTax Advisor
Category: Tax
Pos. Feedback: 99.2 %
Accepts: 16250
Answered: 6/7/2011

Experience: Taxes, Immigration, Labor Relations

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