Good evening. Actually, you are betting on two things..the tax rates being higher in the future and the fact that your assets will be appreciating and that such appreciation won't be subject to any tax. But, you have a point, because your rates are likely to be higher now when you are working than later when you are not. So, unless you think you are going to have a lot of appreciation, you wouldn't make the decision.
I hope this has given you the guidance you were seeking. I wish you the best of luck!
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