This break could impact the amount of your social security benefits. The amount of your social security benefits are based on your highest 35 years of earnings over your lifetime. Your projected benefits on your annual statements are based on the assumptions that you continue working and earning the same annual amounts that have been reported in past years. So if you have 2 years of no earnings and then resume at the same level of earnings as you currently have, then your 35 highest years may be changed. Hence, your benefits may be slightly lower then projected.