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If you did not receive a 1099-C form from the bank, then you should not include this as taxable income on your return.
The lender only issues the 1099-C form in the year that he actually writes the debt off of his books. So even though you made this settlement in 2009, it is possible the bank will not actually make the write off until this year in 2010, and so you may still yet receive a 1099-C form from them next year. So do not report this until that form is actually received.
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Thank you jeff