Thank you for the additional information.
To claim the insolvency exclusion, first check the box on line 1b of Form 982. On line 2, then enter the total amount of discharged debt which are excluding from your income, which in this case appears to be the $6,999 if that was the total of the two 1099-C forms.
On line 10a, also list the amount of $6,999.
Those are the only lines you need to fill out on this form.
You must also then attach a statement to the form to show how you determined that you were insolvent. This will basically be a listing of your assets and your liabilities as they were at the time this debt was discharged. Here is an example of what your statement should look like:
Car - $6,000 (fair market value)
Furniture - $1,000 (fair market value)
Cash in bank - $500
Total assets: $7,500
Credit card debt: $35,000
Balance owed on car loan: $2,500
Total liabilities: $37,500
Using the above example, you are insolvent by the amount of $30,000, because that is the amount by which your liabilities exceed your assets. So you may exclude up to $30,000 of your canceled debt from taxable income. Since your canceled debt was only $6,999, you will be able to exclude the entire amount.