Sure, no problem. What I'm referring to is the tax rate
that applies to the $4,030. If your income level is approximately the same in 2009 as it was in 2008, this probably is not an issue. If for some reason, you were in a high tax bracket last year, but this year your overall income is a lot lower and you are taxed at a much lower tax rate, then the tax you paid last year on that $4,030 would be higher than the amount that you would've paid on that income this year. If your income level is fairly consistent with last year, this is probably not an issue. I was just trying to cover all the bases.
In addition, the tax brackets (or tax rate applied based on income level) are changing a little from 2008 to 2009. So, if your income level happened to be right on the threshhold, that $4,030 could have been taxed at a higher tax than it would have this year. Again, I think if there is any affect by this, it would be very minimal, unless your income is significantly
lower this year than last year.