You do not actually have to have a 1098 form
in order to deduct mortgage interest
that you paid, although it is customary that the lender issues this form. It would be impossible for anyone here to give you advice or reasoning for Countrywide's decision not to issue the 1098, but it should not keep you from claiming the deduction
You would simply list the mortgage interest paid on line 11 of Schedule A
rather than on line 10. Include Countrywide's name and address as the person you paid the interest to. If you have their taxpayer ID
number from a form they sent you in prior years, you should enter that information as well.
You will not be required to submit any proof with your tax return that you made these interest payments. However, if you for some reason were to be selected for an audit
, you should keep documentation showing that you actually paid this interest, and that is all that will be required.
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Thank you dbarnes.