Have Tax Questions? Ask a Tax Expert for Answers ASAP
The other person(s) does not effect your ability to qualified as a first-time home buyer.
Example: Husband and wife buy a home. Husband second home but wife first home and she use her Roth IRA to pay for the home. Wife can withdrawal the amount from her IRA because she is a first-time homebuyer and had the Roth IRS for over 5 years.