Yes, home and furnishings do not count in the determination of eligibility.
I have cited some useful quotes from the Vermont website(shown below) including the phone number and address of your local S. Burlington office. They very much want to interview applicants before the applicant makes any drastic move such as selling or giving away property.
Income is the money you have coming in. It includes paychecks, pensions, veterans' and other benefits, return on investments, interest, certain contributions, and assistance from other sources.
Resources are what you have or own. The available resources of all family members count. These may include cash, back accounts, certificates of deposit, trust funds, negotiable stocks and bonds and some life insurance, real estate, and vehicles.
Your home and furnishings don't count.
You don't have to leave home to apply. Just call us at 1-800-250-8427 and ask for an application for Medicaid.
If you or any family members have health insurance, we'll need to know the details of the policy.
Note: Giving away resources or income or selling resources for less than they're worth could make you ineligible for help with nursing home care for months or years. Before transferring resources or income, be sure to check the rules with your worker.
Anne McBee, District Manager
101 Cherry Street, Suite 101Burlington, VTNNN-NN-NNNN/p>
Telephone:(NNN) NNN-NNNNbr />Toll-free in Vermont:(NNN) NNN-NNNNbr />Fax:(NNN) NNN-NNNN/p>
Office Hours: 7:45 am to 4:30 pm,Monday through Friday
The best way to start seems to be the recommendation at the Vermont website, which is that you visit or apply and arrange for an interview with a case worker. Once you know what you are up against, then you can decide on alternate courses of action such as legal aid to set up trust that would hold your mother's assets(Miller trust http://www.medicaidlawyers.com/millertrusts.asp).
Please contact me again with any of your questions!