You should check with your employer to see if your employer allows you to roll over the money to IRA.
If the employer doesn't allow you, you may pay the penalty plus tax by taking the distribution.
A rollover from a 403(b) plan to an IRA may be permitted if there has been a distributable event. A distributable event would include death, disability, separation from service, or attainment of age 59 ½. You may also transfer the asset to another 403(b) by using 90-24 Transfer if your employer permits.