Reply to Sandi Hargrove, SkyHawks's Post: Sandi,
Thank you. I had no idea how this service works.
May I be more specific with my problem?
Back in the early 90s, I did file my taxes. The last two years I
filed in the early 90's I know I did every thing correctly. Then I
and the IRS (I am guessing here) adjusted my
and said I owed money.
Then around 1993 or 94 I stopped filing
taxes altogether. The
IRS has tax liens against me for Tax Years
93, 94 and 96 (I
think). They renewed one of them before it expired after 10
I am trying to get everything corrected now.
Since at least one of my tax liens are from a tax year I did file,
but the IRS amended, shouldn't the 10 year statue of limits be in
effect, or since they amended it, the statue of limitations
I understand the statue of limitations does not start for my
unfilled years until I actually file something for the missing year
and then it does start from the late date it was filed, not
retroactively for the year it was for.
Once I married, my wife and I have filed jointly and the IRS has
been keeping all of our refunds and applying it to my tax liens. I
am in the process with a CPA in filing all of unfilled years. We
have requested my records from the IRS since I did not save any
files. The IRS sent us
what they have, but for several of my
unfilled years, they don't have any records either. I did not work
much those years.
With our combined income
, we make too much money to do an
OIC and still live and feed our children. With those tax liens on
my file, we can't get a home loan.
So my wife is thinking about getting a home loan in her name
only, but I am afraid the IRS could come after it since we are
married even though it is in her name only.
So now we are thinking about getting divorced to protect her
from my IRS problems. I hope to have all of my unfilled taxes
filed this summer. Then the IRS will come up with a new amount
I owe. If we get divorced, it would make it easier for me to do an
OIC on my own without her income being included in the
calculations. Plus, if we are divorced, she could get a home lone
without me tying her down.
Since my tax liens and problems are from before we got
married, if we get divorced, can the IRS still come after her for
my tax liens and problems? Keep her refunds? Seize her
Lets pretend we get divorced, all of my unfilled returns are filed
(late) and I owe a lot of money and the IRS has liens against me.
Can I just grind out those 10 years of statue of limitations that
start once all of my returns are filed? Then after 10 years,
should come off of my credit record, the liens should not be
renewable anymore by the IRS and the debt should be written off
by the IRS? Correct????
Then after 10 years, my soon to be ex wife and I could get
Or maybe after we get divorced, and all of my returns are caught
up to date and I have a new total amount owed, it will be easier
to get an OIC as a single since I own no properly.
Did all of that make since?
Let me know how much more I should give you for answering
this long winded, hard to understand questions?