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Thanks for the copy of the letter. Can you also send me copies of the 5 pictures that are referenced in the letter?
The contractor letter seems very practical and reasonable. In engineering terms , if a foundation even settles a minor amount, it is considered to have Failed. That is the reason that a third party engineer really can not guarantee anything and does not want to write a report.
It is going to be up to the lender to determine if this Contractor letter is enough for them. Usually the lender will have Engineers as outside consultants to review technical issues like this and to advise them.
I hope this helps.
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