South Africa Law
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Hi there and thank you for your question,
I will try to assist you with your legal question but please feel free to ask as many follow up questions as you like until you are 100% satisfied.
Are you asking whether you should lay a charge against your husband, or against the bank?
Are you and your husband still married? Why do you want to lay a charge against him?
Perhaps you can provide me with some extra background information?
Legally you can open a case of theft against your husband. That is your choice.
But my advice is rather to speak to your bank to force them to cancel the debit order. Ask them for the written permission that is in place for the debit order, and tell them that if they can't provide the authority then you will sue them for the return of any money that they pay out to Discovery Card.
Then speak to Discovery Card and tell them that they are illegally taking money off your FNB account and that you are going to sue them if they don't stop taking the money.
What you need to do is to refer the matter to the banking ombudsman! You should also challenge every debit that goes through on your FNB account and instruct FNB to reverse the transaction!
Hi there again,
I hope that you understood the above advice and that it was useful? Please leave positive feedback for me.
If you have a further question please ask it?