Social Security Questions? Ask a Social Security Expert
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This only apply to SSI (supplemental security income) benefits, not to regular social security benefits. The reason is that at 18 the child may qualify for his or her own SSI benefits so the benefits received prior 18 must be spent or in child's name. SSA basically wants you to send back all unused benefits so they can turn around send it back to the child. If the benefits are deposited into your children's savings accounts, or investment/education account, you do not have to repay anything.
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