Ask Social Security Questions and Get Answers ASAP
Hello: This is Phillipsesq. Welcome to JustAnswer! I am reviewing your post, and I will post my response very shortly. Thank you for your patience.
I am sorry to read about your difficulties.
Unfortunately, you are not entitled to additional Social Security benefits if the benefits you would receive under your husband's earnings would be lower than benefits that you are currently receiving. You are only entitled to additional benefits only if the benefits that you would receive as a survivor would be higher than benefits that you are currently receiving. In that case, Social Security Administration would switch you over to the Survivor benefits from your current benefits. You do not get two separate benefits. This is the current law. There are no exceptions.
I am sorry that I do not have better news for you.