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Ask Lane Your Own Question
Category: Social Security
Satisfied Customers: 11395
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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I will soon be on SS from my divorced husbands SS. I am

Customer Question

i will soon be on SS from my divorced husbands SS. I am currently on my own plus SSI. I need a new well and am eligible to get a low cost loan for the well but SSI tells me the loan and the well all must take plce start to finish within 30 das other wise considered income to me. Once I am my ex's SS and NO SSI will that still be true?
JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Is there anything else important you think the Retirement Accountant should know?
Customer: can you answer my question?
Submitted: 5 months ago.
Category: Social Security
Expert:  Lane replied 5 months ago.

Hi. My name’s Lane. … I can help here.

I have a Law degree with concentration in Tax , Estate & Corporate Law, … an MBA, with specialization in finance … a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986.

Please bear with me a moment while I prepare your response

Expert:  Lane replied 5 months ago.

No that will not still be true.


SSI is means tested, meaning that all kinds of things can be deemed income, thereby jeopardizing benefits (or discontinuing for a time)


Retirement, spousal, divorced spouse, and survivors benefits are awarded based on someone's (or someone's spouse or ex spouse's) work record - (having enough credits to be insured under the plan).


The only way those benefits can be reduced is for working while receiving the benefit if you are under full retirement age (age 66 for those born between 1945 and 1954).

Expert:  Lane replied 5 months ago.

Please Let me know if you have ANY questions, before rating me.

But if this HAS helped, and you don’t have more questions on this, … I would appreciate a positive rating (using the stars or faces on your screen, and then clicking “submit")

Otherwise I won’t be compensated for the work here.

Thank you!