You can apply for your survivor benefit over the phone by calling 1-***-***-****. You may have to wait a long time to get an answer because the lines are always terribly busy, but that will get you signed up for the benefit quickly. Additionally, you can go to your local social security office and wait for an opening. You do not have to have an appointment to be seen---but it means that you may wait a number of hours to be seen.
So, there is really no reason that you should wait until January to go apply for your benefit. Just be sure to have the following documents/information when you apply:
1. Both of your social security numbers.
2. A copy of your marriage license
3. A copy of the death certificate.
That is what you will need to apply for your survivor benefits. And again, you CAN do it over the phone today if you are patient and wait to get through to a live person on the phone.
You may reply back to me using the Reply link and I will be happy to continue to assist you until I am able to address your concerns, to your satisfaction.
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I wish you and yours the best in 2016,