Social Security Questions? Ask a Social Security Expert
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You could have had applied for widows benefits 4 years ago, as soon as you became 60.
If you work and receive social security benefits before your full retirement age, your benefits are reduced by your earnings. In 2016, if you earned more than $15720, your benefits would be reduced by $1 for every $2 you earn over the limit. The limit is adjusted for inflation every couple years or so.
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Yes, the limit apply to ALL social security benefits, since working or not working or how much you earn is something you can control.
See here on page 10: https://www.ssa.gov/pubs/EN-05-10084.pdf
What if I work? If you work while getting Social Security survivors benefits and are younger than full retirement age, we may reduce your benefits if your earnings exceed certain limits.