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Ask Lane Your Own Question
Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 10104
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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I'm a widow at age 61. My husband passed at 65 and was not

Customer Question

I'm a widow at age 61. My husband passed at 65 and was not eligible for social security. He was 2 points short to collect. Am I able as a widow of 61 yrs of age to receive my own social security under these circumstances?
JA: The retirement accountant will know how to help. Is there anything else important you think the retirement accountant should know?
Customer: I don't believe so.
Submitted: 27 days ago.
Category: Social Security
Expert:  Lane replied 27 days ago.

Hi. My name's Lane.

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I'm so sorry, you WILL be able to at age 62, but not quite yet.

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If her were insured in the system then you would be able to take a survivor bemnefit at age 60 (reduced for taking before age 66)

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But for your own retirement benefit the early claiming age is 62 (again so sorry to be the messenger)

Expert:  Lane replied 27 days ago.

I hope you’ll rate me (using those stars, or faces on your screen, by clicking submit) based on thoroughness and accuracy, rather than any good news / bad news content. Otherwise I’ll receive no compensation for the work here at all, from JustAnswer.

Thank you!

Lane

I have a law degree, (Juris Doctorate), with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986.