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My estimate says I can collect $1135 per month if I collect at age 66.2. But if I retire at age 62, and collect at 66.2, will my benefit be the same?
Response 1: Yes.
or will it be less at the amount stated at age 62 @ 729?
Response 2: No. Your benefit amount is determined at the time you actually start to receive benefits and not when you retire.