Social Security Questions? Ask a Social Security Expert
If you have Social Security earnings for at least 40 calendar quarters (10 years), then you are entitled to benefits. Your benefits are calculated based upon your highest 25 years of earnings. If you have worked from 1973 through 2014, then you will receive benefits, and they likely won't be much less than the $1,271 on your last statement.
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I take it that I don't have to work anymore (from 2015) but will still be eligible to collect, correct?
A: Correct. You already have more than 25 years of earnings history.
I can collect at 62 or 63 but what would be the amount at these earlier times?
A: 62: $1,004; 63: $1,081.
Where to I apply for benefits in person?
A: Use this link to find your nearest Social Security Administration office: SSA Office Locator - Social Security Administration
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