Social Security Questions? Ask a Social Security Expert
Hi. My names Lane ... I can help explain how this works
I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, a Masters Degree, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986…
Please bear with me for a moment, while I prepare your response.
It's certainly possible.
When someone applies for the Survivors benefit, and is already their own full retirement age (age 66 got those born between 1943 and 1954) their benefit will be taken up to 100% of their deceased spouse's benefit.
Now, social security wont "stack" benefits, as its called (adding one benfit TO another ... but if you are due a higher benefit (when eligible for two or more, such as you are) they will pay a combination of the two that takes you to the higher benefit.
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