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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 11147
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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Im 61 years old married for over 35 years. I am now

Customer Question

Im 61 years old married for over 35 years. I am now divorcing my husband do I qualify for any of his social security benefits after he passes.
JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.
Customer: Im getting a divorce. When he dies, can I apply for Social security benefits under survivor and if yes, how do they calculate the sum.
JA: Is there anything else the Retirement Accountant should be aware of?
Customer: I plan on working till I am 65 plus
Submitted: 5 months ago.
Category: Social Security
Expert:  Lane replied 5 months ago.

Hi. My name's Lane. I can help here.

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Yes, anyone, as long as married for 10 years, and not re-married by age 60 is eligible for Survivors benefits from an ex-spouse.

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These are examples of the benefits that survivors may receive:

  • Widow, widower, or ex with 10 years full retirement age or older -- 100 percent of the deceased worker's benefit amount;
  • Widow widower, or ex with 10 years age 60 -- full retirement age -- 71½ to 99 percent of the deceased worker's basic amount;
Expert:  Lane replied 5 months ago.

So, to recap. Yes, becasue you did not remarry before age 60 and because you were married for 10+ years, you are eligible for the survivor benefit ... 71.5% of his full benefit at age 60 ... increasing to 100% of his full benefit, at your full retirement age (age 66 for those born between 1943 and 1954.

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Please let me know if you have any questions at all, before rating me.

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And if you DON'T have other questions Your positive rating … (by using those the stars or faces on your screen, and then clicking “submit”) …would be appreciated!

Otherwise I receive no compensation for the work.

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Thank you,

Lane

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I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, a Masters Degree, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986