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By taking her benefits early before her full retirement age she will permanently reduce not just her own benefits but all other benefits available to her now and in the future, including spousal and widows benefits. It means that if she is eligible for spousal benefits in the future (50% of your benefits) and she will apply for her benefits at 62, her spousal benefits will also be reduced. The same would apply to her widows benefits, she will not get 100% of yours if she applies at 62.