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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 11357
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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Can I draw widdows benifits in addition to my own benifits?

Customer Question

Can I draw widdows benifits in addition to my own benifits?
Submitted: 6 months ago.
Category: Social Security
Expert:  Lane replied 6 months ago.

Hi. My name's Lane . I can help you with this.

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Although benefits cannot be "stacked," as Social Security puts it. If your survivor benefit (100% of husbands benefit, as opposed to the spousal benefit that can be taken while he is alive (50% of his benefit) is higher than the benefit you currently receive, Social Security WILL take the benefit UP TO the higher amount.

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So, although this is not "in addition to," (but rather a combination of your and his benefit that increases your benefit up TO that higher amount), if 100% of what he was receiving, is more than your current benefit, YES, you should apply for the SURVIVOR's benefit.

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Please let me know if you have any questions at all.

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And if you DON'T have other questions Your positive rating … (by using those the stars or faces on your screen, and then clicking “submit”) …would be appreciated!

Otherwise I receive no compensation for the work.

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Thank you,

Lane

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I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986