Social Security Questions? Ask a Social Security Expert
Hi. My name is ***** ***** I will be happy to help you.
Nobody can get your benefits but you. She can collect her own benefits based on your records. As soon as she is 62 she will be eligible for reduced spousal benefits. To get full spousal benefits (50% of your benefits) she will need to wait until her full retirement age.
After your death she will be eligible for widows/surviving benefits that could be as much as 100% of your benefits. It all depends when she applies for social security benefits. The sooner she applies the lower her benefits will be.
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