Social Security Questions? Ask a Social Security Expert
Hi. My name is ***** ***** I will be happy to help you.
You are already receiving surviving benefits (benefits based on your late husband's records). The reason why you were eligible for surviving/widows benefits before 62 is because you have a dependent - his/your daughter. Surviving benefits are higher than spousal and if you were stay at home mom for 40 years, you probably do not have enough credits to qualify on your records, unless you earned good income for 10 years.
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