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That is not exactly true as you will draw either your own SS retirement or the survivor benefit, whichever is higher. SSA will automatically switch over to your benefit at age 70 if it is higher (mandatory retirement age). So there is nothing you should do but you should confirm with SSA what exactly your amount is at age 70 and if it will be higher than your survivor benefit. If it is then just keep an eye out for the increase and make sure that SSA did not make an error and not switch you over although they should do it automatically.
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