Social Security Questions? Ask a Social Security Expert
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You are correct in your understanding of the law and you can still file for the "restricted benefit" as it has a grandfathering provision that applies to anyone who reached age 62 by Jan. 1, 2016. So you can file for the spousal benefit (50% of your spouse's benefit) and let your own SS retirement benefit grow 8% per year until age 70. So if you have just turned age 66 then yes you are grandfathered in. You can fill out an application online and in the comments section say that you would like to restrict your benefit and take ONLY the spousal benefit. There is no specific application to file for the restricted application as it is just the normal retirement application you fill out. If you are more comfortable, you can go into your local SS office and make an appointment and fill out the application there to confirm this (although the SS agents do not only always know what is going on with the restricted application).
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