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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 10103
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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Do I need to contact social security about my spouses death

Customer Question

Do I need to contact social security about my spouses death after the funeral service has reported?
JA: The Retirement Accountant will know how to help. Please tell me more, so we can help you best.
Customer: My spouse died Sept 13,2016 do I need to contact them?
JA: Is there anything else important you think the Retirement Accountant should know?
Customer: The funeral services reported the death. I have a disabled daughter living wih me that gets ssa on my ss account
Submitted: 2 months ago.
Category: Social Security
Expert:  Lane replied 2 months ago.

Hi, My name's Lane ... I can help you here.

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First, I'm sorry for your loss.

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Also, there are two different issues; Reporting the death to Social Security, and possibly, filing for survivor benefits.

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You DON'T need to inform Social Security if the Funeral Home reported...THis is a part of what they do - If you provided them withh the social securty number (would also be on the death certificate if that was provided to OR BY them) then they've done that part for you.

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However, if your spouse's retirement benefit was larger than any benefit you may be receiving (or if you aren't receiving at all) then you should apply for the SURVIVORS benefit.

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These are examples of the benefits that survivors may receive:

  • Widow or widower, full retirement age or older -- 100 percent of the deceased worker's benefit amount;
  • Widow or widower, age 60 -- full retirement age -- 71½ to 99 percent of the deceased worker's basic amount;
  • Disabled widow or widower aged 50 through 59 -- 71½ percent;

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Please let me know if you have questions from here

Expert:  Lane replied 2 months ago.

To apply for benefits, call 1-***-***-****. You can speak to a Social Security representative between 7 AM and 7 PM Monday through Friday. You can also contact your local Social Security office. An appointment is not required, but if you call ahead (to the main number, 1-***-***-****) and schedule one, it may reduce the time you spend waiting to speak to someone.

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Please let me know if you have any questions at all.

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And if you DON'T have other questions Your positive rating … (by using those the stars or faces on your screen, and then clicking “submit”) …would be appreciated!

Otherwise I receive no compensation for the work.

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Thank you,

Lane

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I hold a law degree, with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986…

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