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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 10430
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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My husband, *******, passed away last October. My share of

Customer Question

My husband, John *******, passed away last October. My share of his annuity was reduced to $1,777.25, instead of 2,400+ because social security claimed he paid for social security. This was inaccurate. The benefits we have been receiving were my social security benefits. I have been unable to correct this mistake, although I have a letter dated July 22, 1984, from Social Security Notice of Disapproved Claim, from Great Lakes Program Service Center, Chicago IL, stating He was not entitled to benefits, because he had not worked long enough. As stated, the benefits were mine, not his. His claim number was his social security number, ***********. Can I get help with this?
Kathryn ****** (SS # ***********)
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Submitted: 3 months ago.
Category: Social Security
Expert:  Lane replied 3 months ago.

Hi Katherine. Looks like no one's picking this up. I can explain what's going on here.

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I'm sorry to be the messenger here, but there are TWO different provisions that can lower a social security benefit.

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The one called WEP (Windfall Elimination provision) reduces the workers own social security benefit.

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Then there's another called GPO (the Government Pension Offset).

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WEP reduces the worker's own benefit if they didn't work under the social security system for 30 years.

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Sorry [GPO] reduces spousal and survivors benefits for a person that working in a government or other non-social security system for less than 30 years.

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THe GPO (the one that likely applies here) can take the benefit all the way to zero if the non-social security pension is large enough.

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Please let me know what questions you have before rating me. I'll be here

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Lane

Expert:  Lane replied 3 months ago.

Again, Please let me know if you have ANY questions at all.

I hope you’ll rate me (using those stars, or faces on your screen, by clicking submit) based on thoroughness and accuracy, rather than any good news / bad news content. Otherwise I’ll receive no compensation for the work here at all, from JustAnswer.

Thank you!

Lane

I have a law degree, (Juris Doctorate), with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986

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