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Ask Dr. Fiona Chen Your Own Question
Dr. Fiona Chen
Dr. Fiona Chen, Certified Public Accountant (CPA)
Category: Social Security
Satisfied Customers: 397
Experience:  Former IRS Revenue Agent
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Ty..I'm on disability and I turned 62 today. should I switch

Customer Question

hello ty..I'm on disability and I turned 62 today . should I switch to ss
JA: These retirement benefits are supposed to help us but they can be so complicated! The Retirement Expert will help you get the most benefits propertly. Please tell me more, so we can help you best.
Customer: I don't know anything aboiut it
JA: Is there anything else the Retirement Accountant should be aware of?
Customer: I don't think so
Submitted: 4 months ago.
Category: Social Security
Expert:  Dr. Fiona Chen replied 4 months ago.

Hello! My name is***** to JustAnswer. I'm reviewing your question now, and will post back with your reply momentarily.

Expert:  Dr. Fiona Chen replied 4 months ago.

Dear Customer,

If you are on social security disability, it is almost always higher than the regular social security especially at age 62, lower than the full retirement age. Once you turn at full retirement age, the social security disability payment will become regular social security. But the amount will not reduce. There is no need to hurry the process. You may want to verify with the SSA any way.

Below quotation and website links are for your reference.

Please feel free to follow up.

Regards,

Fiona

Fiona Chen, MPA, Ph.D., CPA, ABV, CFF, CITP

"Social Security disability benefits automatically change to retirement benefits when disability beneficiaries become full retirement age. The law does not allow a person to receive both retirement and disability benefits on one earnings record at the same time."

https://faq.ssa.gov/link/portal/34011/34019/Article/3729/If-I-get-Social-Security-disability-benefits-and-I-reach-full-retirement-age-will-I-then-receive-retirement-benefits

https://www.ssa.gov/onlineservices/current.htm

https://www.ssa.gov/pubs/EN-05-10029.pdf

https://www.ssa.gov/pubs/EN-05-10153.pdf