Ask Social Security Questions and Get Answers ASAP
Hi. My name is ***** ***** I will be happy to help you.
You may be eligible for benefits based on your spouse's records if you are at least 62, still married, your spouse is receiving his own benefits and your benefits based on your own records are less than your spousal benefits. You can only receive one benefits at the time, your own or spousal but not both combined.
The social security breaks it down differently, but your total benefit will not be more than the higher of your own OR spousal benefits. For instance if your own benefits are $800 and your spousal benefits are $950, your total benefits will be $950: $800 of your own benefits and $150 of spousal benefits.