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Lane
Lane, JD,CFP, MBA, CRPS
Category: Social Security
Satisfied Customers: 10095
Experience:  Law Degree, specialization in Tax Law and Corporate Law, CFP and MBA, Providing Financial, Social Security & Tax advice since 1986
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My father passed away in 2003, my mother remarried a year

Customer Question

My father passed away in 2003, my mother remarried a year later and she was 48 at the time. She assumed that because she remarried, she forfeited my dad's social security when he would've been 65, which would've been earlier this year.
However she has been on disability for a few years which from what I've read, should've given her the rights to his social security.
My mom recently passed away, survived by my stepfather.
Basically my question is, does anybody in our family have the rights to my dad's social security benefits?
Submitted: 2 months ago.
Category: Social Security
Expert:  Lane replied 2 months ago.

Hi,

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There are several types of benefits from Social Security ... First, it's important to know that benefits cannot be stacked ... BUT should someone become eligible for a different benefit (say, had your mother waited uintil age 60 to remarry when would have been eligible for the social security survivors benefit)....

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if this benefit was higher than her SSDI, her benefit would have been raised TO that amount.

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But I can't see how anyone else... unless there are disabled children in the home ... would be eligible for a benefit here... but if your mother's disability STARTED within the right time-frame she may have been entitled to survivor benefits at age 50.

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See this: (from Social Security)

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Your widow or widower can receive:

reduced benefits as early as age 60 or full benefits atfull retirement age or older.

benefits as early as age 50 if he or she is disabled AND their disability started before or within seven years of your death.

Expert:  Lane replied 2 months ago.

You can read about this directly from Social Security here:https://www.ssa.gov/planners/survivors/onyourown2.html

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Please let me know if you have any questions at all, before rating me

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I hope you’ll rate me (using those stars, or faces on your screen, by clicking submit) based on thoroughness and accuracy, rather than any good news / bad news content. Otherwise I’ll receive no crediting for the work here.

Thank you!

Lane

I have a law degree, (Juris Doctorate), with concentration in Tax Law, Estate law & Corporate law, an MBA, with specialization in financial accounting & tax, a BBA, and CFP & CRPS designations, as well - I’ve been providing financial, Social Security/Medicare, estate, corporate, non-profit, and tax advice, since 1986

Expert:  Lane replied 2 months ago.

Hi,

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I’m just checking back in to see how things are going.

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Did my answer help?

If this HAS helped, and you DON’T have other questions … I'd appreciate a positive rating (using the stars or faces on your screen, and then clicking “submit")

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But again, let me know if you need more here.

...

Lane

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