How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask TaxRobin Your Own Question
TaxRobin, Tax Preparer
Category: Social Security
Satisfied Customers: 15052
Experience:  15+ years in tax preparation and instruction
Type Your Social Security Question Here...
TaxRobin is online now
A new question is answered every 9 seconds

My mother died 2:10 pm on August 31. I called Social

Customer Question

My mother died 2:10 pm on August 31. I called Social Security to report her death, and to ask if we should return her last check, which was due to be deposited Sept. 2. I was told to keep it, since it was for the month of August; and in closing her affairs, I withdrew it from her account, to consolidate her funds.
Now, I have received notice from her bank that the amount is to be returned to Social Security.
What do I do with this conflicting information?
Submitted: 8 months ago.
Category: Social Security
Expert:  TaxRobin replied 8 months ago.

Hello, I'm Robin. Welcome to JustAnswer. I'm reviewing your question now and typing up my reply. I'll post that in just a few moments.

Expert:  TaxRobin replied 8 months ago.

I agree with you that the system is not fair (or even easy to understand) but if a person receiving Social Security benefits dies SSA can’t pay benefits for the month of death.

That means if the person died in August, the check received in Sept (which is payment for August) must be returned.

When the payment is by direct deposit, SSA advises to notify the financial institution as soon as possible so it can return any payments received after death.

Even on the last day of the month unfortunately.