Social Security Questions? Ask a Social Security Expert
HiI'm Anne & I've been preparing taxes for 28 years. I'm reviewing your question now, and will post back with your reply momentarily.
SSA revisited this issue just last year. It used to be the if you were full retirement age, you could draw off of your spouse's account, thus allowing you to have your full benefit once you reached full retirement age.
That law was repealed, and now, if you are not full retirement age, you may claim the HIGHEST of 1/2 of your spouse's benefit, or your benefit, reduced by your age if you're not at full retirement age. Please see below:https://www.ssa.gov/OACT/quickcalc/spouse.html
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