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annelew12554
annelew12554, Social Security
Category: Social Security
Satisfied Customers: 2392
Experience:  I have extensive knowledge of the rules of Social Seeurity
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My husband is 64 he receive social security. I am 63 and

Customer Question

My husband is 64 he receive social security. I am 63 and will delay my benefits as long as I can. In the mean time can I receive my husbands social security benefits?
Submitted: 5 months ago.
Category: Social Security
Expert:  annelew12554 replied 5 months ago.

Hi

I'm Anne & I've been preparing taxes for 28 years. I'm reviewing your question now, and will post back with your reply momentarily.

Expert:  annelew12554 replied 5 months ago.

Hi

SSA revisited this issue just last year. It used to be the if you were full retirement age, you could draw off of your spouse's account, thus allowing you to have your full benefit once you reached full retirement age.

That law was repealed, and now, if you are not full retirement age, you may claim the HIGHEST of 1/2 of your spouse's benefit, or your benefit, reduced by your age if you're not at full retirement age. Please see below:
https://www.ssa.gov/OACT/quickcalc/spouse.html

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Expert:  annelew12554 replied 5 months ago.

I see you have read my response, but have not yet rated it.

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