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You are eligible for benefits based on your spouse's records if
- you were married for at least 10 years
- you are unmarried and at least 62
- your ex is entitled to socials security benefits (at full retirement age) or is currently receiving benefits
- your spousal benefits (up to 50% based on your ex spouse's records) are higher than your own.
Your spousals benefits could be between 30 - 50% of your ex-spouse's benefits depending on your age when you apply. If you apply at your full retirement age, you will receive 50%, if you apply between 62 and full retirement age, your benefits will be reduced accordingly.
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